Loan Checklist

Organize the Home Loan Process

To help you in the process Premier Nationwide Lending has developed a checklist that you can use in managing the home loan process. If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.

Download the Loan Checklist
In general, the documentation you will need includes:
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you have sold your current home, copy of settlement statement (HUD-1).

Income & Assets
Pay stubs for the last 30 days.

For the past two years:

Names and addresses of each employer.
W-2s
Complete tax returns

All pages of statements for each bank, mutual fund, and/or investment account for the last three months.


If you have made any large deposits to your accounts:

Explanation and source for deposit.
If large deposit was a gift:

Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant (If using this income for qualification purposes).

If you own rental property:

Tax returns for the last two years and current rental agreements.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

If you are counting child support as income:

Copy of divorce settlement.
Copy of twelve months of cancelled child support checks.
Letter from Attorney General showing payments received.


Debts

Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA Loans
Copy of DD Form 214, Report of Separation.

Miscellaneous
Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
 
 

Residential Mortgage Loan Originators

My Premier Nationwide Lending team is built upon a reputation for excellence in client service, extensive industry experience and a dedicated commitment to our clients. My expertise in the mortgage industry and forward thinking approach allow me to adapt and rapidly respond to market changes that affect you. In doing so, I am able to offer a high level of service and provide a variety of home loan products to suit the needs of every homebuyer. I believe we are responsible to do everything in our power to make the financing piece as easy as possible. I credit much of my success to taking care of my clients the same way I take care of my family. I take the time to assess their needs and goals to help them come up with a game plan. I focus on building relationships and providing exceptional service. When I am not in the office, you can often find me on the golf course, the tennis court, or out boating with friends. I also spend some of my free time as a volunteer for “2nd chance” type organizations in the community.


Loan Center

Checklist

What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.

Calculator

Wondering how much you can finance?

Testimonials

Jason did exactly what he said he would, and the experience was better than expected because of the outstanding service – Everything was on time! He shopped the rate for me & got us a great mortgage. I was never left waiting for paperwork or answers to questions.

Russell B.

Jason far exceeded what he said he could do in the time-frame he said he could. We assumed it was just a sales pitch – people make a lot of promises to get your business. But, Jason lived up to his promises & went above-&-beyond our expectations. Jason’s the best if you want to buy a house & want it done right & quickly.

Donald S.

My name is Heather McGregor and I recently closed on a home. Jason Holter was my Loan officer and I wanted to let you know how pleased I am with his service. I have had some pretty horrific experiences with Loan officers in the past and was a little concerned about the process due to previous experiences. Jason was professional, courteous and competent. I would recommend him to anyone and everyone I know. He anticipated every need, all my options were presented and everything was handled promptly and correctly. He handled all my questions very pleasantly and thoroughly. I thought you should know what a Stellar Loan officer you have and I greatly appreciated his services.

Heather M.

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